Products/Compliance Checker

Compliance Checker

Explore CMA regulatory requirements for fintech in Saudi Arabia. Browse compliance rules by module, risk level, or business scenario.

37 Rules99 ArticlesUpdated: 2025-12-30

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Showing 37 rules

Compliance Checker

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Licensing

Governance

Operations

Reporting & Notifications

Outsourcing & Third Parties

Data & Cybersecurity

Capital & Financials

Compliance Rules

License application requirements - Legal form

Minimum capital requirements by activity type

Headquarters and management location requirement

CMA license review timeline

Ongoing capability and suitability requirements

Capital changes require CMA approval

Scope of permitted business activities

30-day advance notice for license changes

License suspension procedures

License cancellation procedures

Controller changes require approval

Close links notification

Record retention requirement - 10 years

Annual licensing fees

Core principles compliance - 11 principles

Distribution of responsibilities

Board independence requirements

Compliance officer appointment

AML/CFT officer appointment

Complaint resolution procedures

Client classification requirement

AML/CFT compliance before business

Know Your Client (KYC) requirements

Suitability assessment requirement

Conflict of interest management

Margin requirements for listed shares

Telephone recording requirement

Client money/asset separation requirement

Weekly reconciliation requirement

Immediate notifications

2-day senior personnel notifications

Annual auditor client money report

Outsourcing safeguards requirement

Client information confidentiality

Information barriers (Chinese walls)

Professional indemnity insurance

Client priority in bankruptcy